Property or pensions? The ‘better way’ to fund a happy retirement

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Abba Newbery, Chief Marketing Officer at online mortgage broker explained that attitudes towards pensions and retirement need to “fundamentally change” as people are living much longer, so there is more time to save for.

She said: “If you’re thinking about retirement at 65, you need a pot of money that is going to last you at least 30 years so.”

Ken Okoroafor said that property gives this visual gratification but people need better visualisations of the benefits of their pensions.

He said: “People overlook pensions because they can’t access it, but it’s actually an advantage.”

Mr Okoroafor explained that people need to learn to close the behavioural gap between where they want to be and where they are. What separates this is people’s mindsets and lifestyles. If people learn how to change the way they operate in terms of lifestyle and subscriptions, living in debt and off of credit cards, and through Instagram, then it could help for the future.


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